Being highly flexible and client friendly it is one of the most sought out option in US to plan retirement. The best part that this annuity scheme does is, it can adapt to your whims and fancies. So, if technically you feel suffocated by the scheme that you have opted then don't fret you can get rid of it ASAP. You will get the best value for the dollar that you have spent on the annuity purchase. For a comprehensive and promising solution you could go for annuity payments to script your retirement in the best way. You will have the leverage of getting paid in lump sum once you have crossed the benchmark years that the scheme requires for its maturity. So, if you want to thrive during your retirement years and enjoy life to its fullest then you must go for annuity retirement income option to make your retirement safe and fortunate.